TERMS OF SERVICE

Last Updated: May 3, 2025

1. ACCEPTANCE OF TERMS

Welcome to "Cleared for Discussion" (the "Podcast"). By accessing or using our website, mobile applications, subscription services, or any other content associated with "Cleared for Discussion" (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Cleared for Discussion a podcast produced by “Pepper Holdings LLC” ("Company," "we," "us," or "our").

If you do not agree with these Terms, you must not access or use the Services. If you are accessing the Services on behalf of a business or entity, you represent that you have the authority to bind such entity to these Terms.

2. DESCRIPTION OF SERVICES

Cleared for Discussion is a national security podcast providing educational content for Facility Security Officers, U.S. citizens, government contractors, and security professionals. We offer:

a) Free Content: Weekly 10–15 minute podcast episodes accessible to the general public

b) Premium Content: Subscription-based 30–40 minute extended episodes and supplementary materials, documentation, tools, and resources intended to support security programs and compliance initiatives

3. REGISTRATION AND SUBSCRIPTION

3.1 Account Registration

To access certain features of our Services, particularly Premium Content, you must register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Subscription Terms

Premium Content requires payment of subscription fees as outlined on our website. By subscribing, you authorize us to charge your chosen payment method on a recurring basis until you cancel. Subscription rates may change with notice as outlined in our Subscription Agreement.

4. CONTENT AND CONDUCT RESTRICTIONS

4.1 Prohibited Activities

You agree not to:

a) Use the Services for any illegal purpose or in violation of any laws

b) Violate or infringe the intellectual property rights or any other rights of others

c) Attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Services

d) Impersonate another person or misrepresent your affiliation with any person or entity

e) Record, reproduce, distribute, modify, or create derivative works of any Content without express written permission

f) Use any robot, spider, scraper, or other automated means to access the Services

g) Collect or harvest any personally identifiable information from other users of the Services

h) Attempt to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to human-perceivable form any software that is part of the Services

4.2 Classified Information

Our content is designed to be unclassified and cleared for public or limited distribution as indicated. You expressly agree not to:

a) Submit, post, or transmit any classified information through the Services

b) Request that we provide classified information through the Services

c) Use the Services to discuss, share, or solicit classified information

5. INTELLECTUAL PROPERTY

5.1 Ownership

All content, features, and functionality of the Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of the Company or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for your personal or internal business purposes. This license does not include any resale or commercial use of any part of the Services or Content.

5.3 Restrictions

You may not:

a) Modify, duplicate, create derivative works from, or reproduce any part of the Services without express written permission

b) Remove any copyright, trademark, or other proprietary notices from any portion of the Services

c) Transfer the Content to another person or "mirror" the Content on any other server

d) Use the Content for any purpose not expressly permitted by these Terms

6. USER CONTRIBUTIONS

6.1 User Submissions

The Services may allow users to submit comments, feedback, or other materials. By submitting any content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

6.2 Representations and Warranties

You represent and warrant that your submissions:

a) Are your original work or you have all necessary rights to submit them

b) Do not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity

c) Do not contain classified information or controlled unclassified information (CUI)

d) Comply with all applicable laws and regulations

7. DISCLAIMERS

7.1 No Professional Advice

The content provided through the Services is for informational and educational purposes only. It does not constitute legal, compliance, security, or professional advice. Always seek the advice of qualified professionals regarding specific security situations.

7.2 Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, reliability, or accuracy of the Content.

7.3 No Guarantees

We do not guarantee that implementation of recommendations or use of resources provided through the Services will result in successful security program outcomes, audit results, or compliance with any laws, regulations, or requirements.

8. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM: (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; (C) ANY CONTENT OBTAINED FROM THE SERVICES; OR (D) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

9. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.

10. TERMINATION

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Services will immediately cease.

11. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of Virginia, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Loudoun County, Virginia for the resolution of any disputes.

12. CHANGES TO TERMS

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of changes by posting the updated Terms on this page with a new effective date. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

13. CONTACT INFORMATION

Questions about the Terms should be sent to us at [legal@clearedfordiscussion.com].

PRIVACY POLICY

Last Updated: May 3, 2025

This Privacy Policy describes how the Cleared for Discussion Podcast ("Company," "we," "us," or "our") collects, uses, and discloses your personal information when you use our Services.

1. INFORMATION WE COLLECT

1.1 Information You Provide to Us

We collect information you provide directly to us when you:

a) Create an account or subscribe to our Services

b) Make a purchase or request information

c) Communicate with us via email, forms, or other direct communications

d) Participate in surveys, contests, or promotions

e) Post comments or content on our platforms

This information may include your name, email address, postal address, phone number, credit card information, employment information, and any other information you choose to provide.

1.2 Information We Collect Automatically

When you access or use our Services, we may automatically collect information about you, including:

a) Log Information: We collect log information about your use of the Services, including the type of browser you use, access times, pages viewed, your IP address, and the page you visited before navigating to our Services.

b) Device Information: We collect information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, unique device identifiers, and mobile network information.

c) Usage Information: We collect information about your use of the Services, such as the content you view, the features you use, and the actions you take.

d) Location Information: We may collect information about the approximate location of your device based on your IP address.

e) Information Collected by Cookies and Other Tracking Technologies: We and our service providers use various technologies, including cookies and web beacons, to collect information about your interactions with our Services.

2. HOW WE USE INFORMATION

We may use information about you for various purposes, including to:

a) Provide, maintain, and improve our Services

b) Process transactions and send related information, including confirmations and invoices

c) Send you technical notices, updates, security alerts, and support and administrative messages

d) Respond to your comments, questions, and requests

e) Communicate with you about products, services, offers, promotions, and events

f) Monitor and analyze trends, usage, and activities in connection with our Services

g) Personalize and improve the Services and provide content or features that match user profiles or interests

h) Carry out any other purpose for which the information was collected

3. SHARING OF INFORMATION

We may share information about you as follows:

a) With vendors, consultants, and other service providers who need access to such information to carry out work on our behalf

b) In response to a request for information if we believe disclosure is in accordance with any applicable law, regulation, or legal process

c) If we believe your actions are inconsistent with our user agreements or policies, or to protect the rights, property, and safety of the Company or others

d) In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company

e) With your consent or at your direction

4. DATA SECURITY

We take reasonable measures to help protect information about you from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. However, no security system is impenetrable, and we cannot guarantee the security of our systems.

5. DATA RETENTION

We store the information we collect about you for as long as is necessary for the purpose(s) for which we originally collected it. We may retain certain information for legitimate business purposes or as required by law.

6. YOUR CHOICES

6.1 Account Information

You may update, correct, or delete information about you at any time by logging into your online account or emailing us at [privacy@clearedfordiscussion.com]. We may retain certain information as required by law or for legitimate business purposes.

6.2 Cookies

Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our Services.

6.3 Promotional Communications

You may opt out of receiving promotional emails from us by following the instructions in those emails. If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.

7. INFORMATION FOR INDIVIDUALS IN CERTAIN JURISDICTIONS

Depending on your jurisdiction, you may have certain rights regarding your personal information, such as the right to:

a) Access and receive a copy of your personal information

b) Rectify inaccurate personal information

c) Request deletion of your personal information

d) Restrict or object to the processing of your personal information

e) Data portability

f) Lodge a complaint with a supervisory authority

To exercise these rights, please contact us at [privacy@clearedfordiscussion.com].

8. CHILDREN'S PRIVACY

The Services are not directed to children under 16, and we do not knowingly collect personal information from children under 16. If we learn we have collected personal information from a child under 16, we will delete this information.

9. CHANGES TO THIS PRIVACY POLICY

We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of the policy. In some cases, we may provide additional notice (such as adding a statement to our homepage or sending you an email notification).

10. CONTACT US

If you have any questions about this Privacy Policy, please contact us at [privacy@clearedfordiscussion.com].

DISCLAIMER REGARDING CLASSIFIED INFORMATION

Last Updated: May 3, 2025

1. UNCLASSIFIED CONTENT COMMITMENT

"Cleared for Discussion" is committed to providing valuable security-related content while strictly maintaining compliance with all applicable laws, regulations, and guidelines regarding the protection of classified information and controlled unclassified information (CUI). All content created, distributed, and published through our Services is specifically designed to remain unclassified and appropriate for its intended audience.

2. NO CLASSIFIED INFORMATION

Our content does not contain and is not intended to contain:

a) Classified information at any level (Confidential, Secret, Top Secret, or any compartmented information)

b) Controlled Unclassified Information (CUI) as defined by Executive Order 13556

c) For Official Use Only (FOUO) information

d) Sensitive security information (SSI)

e) Any other information that is not authorized for public release

3. CONTENT REVIEW PROCESS

All podcast content, and resources which is not protected intellectual property, undergo a thorough review process before publication to ensure they contain only information that is:

a) Publicly available from open sources

b) Generally known within the security professional community

c) Authorized for release and public distribution

d) Educational in nature without revealing sensitive or protected information

4. USER RESPONSIBILITIES

Users of our Services, particularly those with security clearances or access to classified information, are reminded of their continuing obligation to protect classified and sensitive information. Users must:

a) Never submit, upload, or transmit classified information or CUI through our platforms

b) Never discuss classified programs, projects, or information in comments, feedback, or other interactive features

c) Never request classified information through our platforms

d) Exercise appropriate judgment in discussions about security matters

e) Report any potential exposure of classified information observed on our platforms immediately to their security officer and to us at [security@clearedfordiscussion.com]

5. NON-DISCLOSURE AGREEMENTS AND CONTINUING OBLIGATIONS

Nothing in our content is intended to supersede or conflict with:

a) Any non-disclosure agreement (NDA) you may have signed

b) Any security clearance agreement you have executed (such as the SF-312)

c) Any continuing contractual, legal, or ethical obligations you have to protect classified or sensitive information

6. NOT OFFICIAL GUIDANCE

Our content is not:

a) An official publication of the U.S. Government

b) Endorsed or approved by any government agency

c) A substitute for official guidance from cognizant security authorities

d) Authoritative for purposes of compliance with NISPOM, SEAD, or other security requirements

Users should always consult official sources and their facility security officers for authoritative guidance on security matters.

7. REPORTING CONCERNS

If you believe any content published through our Services potentially contains classified or sensitive information that should not be publicly available, please immediately:

a) Stop viewing the content

b) Do not share, forward, or further disseminate the content

c) Contact us immediately at [security@clearedfordiscussion.com]

d) Follow your organization's procedures for reporting potential security incidents.

COPYRIGHT NOTICE

Last Updated: May 3, 2025

1. COPYRIGHT OWNERSHIP

All content included on or comprising the "Cleared for Discussion" podcast, website, and associated materials, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, software, documentation, tools, templates, and resources (collectively, the "Content") is the property of the Cleared for Discussion Podcast an asset of Pepper Holdings LLC or its content suppliers and is protected by United States and international copyright laws.

2. RESERVED RIGHTS

All rights not expressly granted herein are reserved. No Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used in any way unless specifically authorized by Pepper Holdings LLC.

3. AUTHORIZED USES

3.1 Free Content

Free podcast episodes may be:

a) Listened to for personal, educational use

b) Shared via links to our official distribution channels

c) Referenced with proper attribution in accordance with fair use principles

3.2 Premium Content

Premium subscription content may be:

a) Accessed and used by the subscribed individual or authorized users under a corporate subscription

b) Downloaded and stored for personal reference by authorized subscribers

c) Used internally within the subscriber's organization for security program enhancement as intended

d) Incorporated into the subscriber's security program documentation with appropriate attribution

4. PROHIBITED USES

Unless explicitly authorized in writing by the Cleared for Discussion Producer, Pepper Holdings LLC, you may not:

a) Reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes any portion of the Content

b) Redistribute, broadcast, or make available to third parties any premium subscription content

c) Create derivative works based on the Content

d) Remove any copyright or other proprietary notices from the Content

e) Frame or mirror any part of the Content on any other server or website

f) Use the Content in any manner that infringes our intellectual property or other rights

5. LICENSING INQUIRIES

For inquiries regarding licensing or permissions beyond the scope of these terms, please contact [legal@clearedfordiscussion.com].

6. INFRINGEMENT CLAIMS

If you believe that any Content on our Services infringes upon your copyright, please provide the following information to [legal@clearedfordiscussion.com]:

a) A physical or electronic signature of the copyright owner or a person authorized to act on their behalf

b) Identification of the copyrighted work claimed to have been infringed

c) Identification of the material that is claimed to be infringing or to be the subject of infringing activity

d) Your contact information, including your address, telephone number, and an email address

e) A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law

f) A statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner

7. TRADEMARK NOTICE

"Cleared for Discussion" and associated logos are trademarks of the Cleared for Discussion Podcast, owned by Pepper Holdings LLC. All other trademarks appearing on the Services are the property of their respective owners.

CONTRIBUTOR AGREEMENT

Last Updated: May 3, 2025

This Contributor Agreement ("Agreement") is between Pepper Holdings LLC ("Company") and the individual or entity identified as a contributor ("Contributor") to the "Cleared for Discussion" podcast or associated content.

1. SERVICES

The Contributor agrees to provide content, expertise, interviews, or other contributions ("Contribution(s)") as mutually agreed upon for use in the Company's podcast, website, or other media platforms.

2. COMPENSATION

Compensation, if any, shall be as mutually agreed upon in writing prior to the Contribution.

3. OWNERSHIP AND LICENSE

3.1 Company Ownership

The Company shall own all right, title, and interest in and to the final produced content incorporating the Contributions, including all copyright and other intellectual property rights.

3.2 Contributor License

The Contributor hereby grants to the Company a perpetual, worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the Contributions in connection with the Company's business, including for promoting and redistributing part or all of the Services.

3.3 Contributor Attribution

The Company agrees to provide appropriate attribution to the Contributor as mutually agreed upon.

4. REPRESENTATIONS AND WARRANTIES

The Contributor represents and warrants that:

a) The Contributor has the right and authority to enter into this Agreement and grant the rights provided herein

b) The Contributions are original to the Contributor or the Contributor has obtained all necessary rights to provide the Contributions as contemplated by this Agreement

c) The Contributions do not infringe the intellectual property rights or any other rights of any third party

d) The Contributions do not contain any classified information, controlled unclassified information, or other information that is not authorized for public disclosure

e) The Contributions do not violate any law, regulation, or obligation to any third party

f) The Contributor has the required expertise, knowledge, and qualifications to provide the Contributions

5. SECURITY AND CLEARANCE CONSIDERATIONS

5.1 Clearance Review

The Contributor acknowledges that if they currently hold or have previously held a security clearance, they may be subject to pre-publication review requirements. The Contributor is solely responsible for ensuring compliance with any such obligations.

5.2 No Classified Information

The Contributor agrees not to disclose any classified information, controlled unclassified information, or other sensitive information that is not authorized for public disclosure in connection with the Contributions.

5.3 Content Review

The Contributor agrees that the Company may review, edit, or decline to publish any Contribution that the Company reasonably believes may contain inappropriate, sensitive, or unauthorized information.

6. INDEMNIFICATION

The Contributor shall indemnify, defend, and hold harmless the Company and its officers, directors, employees, agents, and licensees from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from any breach by the Contributor of any representation, warranty, or covenant in this Agreement.

7. CONFIDENTIALITY

The Contributor agrees to maintain the confidentiality of any non-public information about the Company's business, operations, or plans that the Contributor may receive in connection with providing the Contributions.

8. TERM AND TERMINATION

This Agreement shall remain in effect with respect to each Contribution. Either party may terminate the Agreement with respect to future Contributions upon written notice to the other party, but such termination shall not affect the rights and obligations with respect to Contributions already provided.

9. GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of Virgina, without regard to its conflict of law principles.

10. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior and contemporaneous agreements or communications.

11. COUNTERPARTS

This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument.

IN WITNESS WHEREOF, the parties have executed this Agreement as of the date of the Contributor's acceptance.

ADVERTISING DISCLOSURE POLICY

Last Updated: May 3, 2025

1. ADVERTISEMENT IDENTIFICATION

All advertisements, sponsored content, and paid promotions featured on "Cleared for Discussion" podcast episodes, website, or other platforms will be clearly identified as such to our audience. This includes:

a) Verbal disclosure at the beginning of sponsored podcast segments

b) Visual identification of sponsored content on our website and written materials

c) Clear separation between editorial content and advertisements

2. SPONSORSHIP TRANSPARENCY

We are committed to transparency regarding our sponsorship relationships:

a) We will disclose when content is sponsored or includes paid promotions

b) We will identify the sponsoring company or brand

c) We will clarify the nature of the relationship (e.g., paid sponsorship, affiliate relationship)

3. ENDORSEMENT POLICY

Our endorsements and recommendations reflect our honest opinions, findings, beliefs, or experiences:

a) We only accept sponsorships from companies whose products or services we believe are relevant and potentially valuable to our audience

b) We do not make claims about sponsors' products or services that cannot be substantiated

c) We maintain editorial independence and do not guarantee positive coverage in exchange for compensation

4. AFFILIATE RELATIONSHIPS

If we include affiliate links or codes:

a) We will disclose the affiliate relationship

b) We will only recommend products or services that we genuinely believe to be of value to our audience

c) Affiliate relationships do not influence our content or recommendations

5. ADVERTISING STANDARDS

All advertisements and sponsored content must:

a) Be truthful and not misleading

b) Be appropriate for our audience

c) Not promote products or services that are illegal or inconsistent with national security interests

d) Not contain classified information or inappropriate security-related content

6. SEPARATION OF ADVERTISING AND EDITORIAL

We maintain a clear separation between our advertising and editorial content:

a) Sponsors do not review or approve editorial content before publication

b) Sponsorship does not guarantee coverage in our editorial content

c) We retain final editorial control over all content

7. FINANCIAL RELATIONSHIPS

We may receive compensation in various forms, including:

a) Direct payment for advertisement placement

b) Commission on sales through affiliate links or codes

c) Complimentary products or services for review purposes

All such relationships will be disclosed in accordance with this policy and applicable laws and regulations.

8. COMPLIANCE WITH REGULATIONS

Our advertising and disclosure practices comply with applicable Federal Trade Commission (FTC) guidelines and other relevant regulations regarding endorsements and testimonials in advertising.

9. AUDIENCE EDUCATION

We are committed to educating our audience about how to identify sponsored content and understand the nature of our advertising relationships.

10. FEEDBACK

We welcome feedback from our audience regarding our advertising and disclosure practices. Questions or concerns may be directed to [advertising@clearedfordiscussion.com].

SUBSCRIPTION AGREEMENT

Last Updated: May 3, 2025

This Subscription Agreement ("Agreement") is between the Cleared for Discussion Podcast an asset of Pepper Holdings LLC ("Company," "we," "us," or "our") and the individual or entity subscribing to our premium services ("Subscriber," "you," or "your").

1. SUBSCRIPTION SERVICES

1.1 Description of Services

The Company offers premium subscription services that include:

a) Extended podcast episodes (30-40 minutes)

b) Created content including, tools, resources and templates for security program enhancement

c) Educational materials that may be used for security training and program improvement

d) Other premium original  content and features as described on our website

1.2 Access to Services

Upon successful completion of the registration process and payment of applicable fees, the Company will provide you with access to the subscription services. Access is granted on the following basis:

a) Individual Subscriptions: For use by a single named individual

b) Corporate Subscriptions: For use by a specified number of authorized users within a single organization

2. SUBSCRIPTION TERMS AND FEES

2.1 Payment

You agree to pay all fees associated with the subscription you selected on the purchase page of the website or pay application. You authorize the Company to charge your payment method for all fees incurred by your account. All fees are exclusive of applicable taxes, which you are responsible for paying.

2.2 Subscription Term and Renewal

Subscriptions automatically renew until canceled:

a) Monthly subscriptions renew on a month-to-month basis

b) Annual subscriptions renew for additional one-year terms

c) Corporate subscriptions renew according to the terms of the specific agreement

2.3 Cancellation

You may cancel your subscription at any time through your account settings or by contacting [subscriptions@clearedfordiscussion.com]. Upon cancellation:

a) Monthly subscriptions: Access will continue until the end of the current billing period

b) Annual subscriptions: Access will continue until the end of the current annual term

c) No refunds will be provided for the unused portion of your subscription term unless required by law.

2.4 Price Changes

We may change our subscription fees from time to time. Any price changes will apply to the next billing cycle/subscription term after notice has been provided to you via email or through our website.

3. AUTHORIZED USE

3.1 Individual Subscriptions

If you have an individual subscription, you may:

a) Access and use the subscription services for your personal and professional development

b) Download and store content for your personal reference

c) Use materials in your professional capacity in accordance with Section 3.3

3.2 Corporate Subscriptions

If you have a corporate subscription, authorized users within your organization may:

a) Access and use the subscription services for their professional development

b) Share content internally within your organization

c) Use materials within your organization in accordance with Section 3.3

3.3 Authorized Use of Materials

Subscribers may use subscription materials to:

a) Enhance their personal knowledge of security topics

b) Improve their organization's security program

c) Develop internal security documentation and training materials with appropriate attribution

d) Support audit preparation and compliance initiatives

4. PROHIBITED USES

You agree not to:

a) Share your login credentials with others

b) Provide access to subscription services to individuals not authorized under your subscription

c) Distribute, publish, or make subscription content available outside the scope of your subscription

d) Create derivative works from subscription content for external distribution

e) Copy, reproduce, or duplicate subscription content except as expressly permitted

f) Use subscription content in a manner that infringes our intellectual property rights

g) Remove or alter any copyright notices or attributions in the subscription content

5. INTELLECTUAL PROPERTY

5.1 Ownership

The Company retains all right, title, and interest in and to the subscription services and content, including all intellectual property rights.

5.2 Limited License

The Company grants you a limited, non-exclusive, non-transferable license to access and use the subscription services and content in accordance with this Agreement.

6. TERM AND TERMINATION

6.1 Term

This Agreement remains in effect for the duration of your subscription.

6.2 Termination by Subscriber

You may terminate your subscription as described in Section 2.3.

6.3 Termination by Company

The Company may suspend or terminate your subscription if:

a) You breach any provision of this Agreement

b) You fail to pay subscription fees when due

c) We cease providing the subscription services

6.4 Effect of Termination

Upon termination of your subscription:

a) Your access to the subscription services will end

b) You must cease all use of the subscription content

c) You must delete or destroy any downloaded materials in your possession

7. MODIFICATIONS TO SERVICES

We reserve the right to modify, suspend, or discontinue the subscription services or any part thereof at any time with notice to subscribers. If we discontinue the subscription services entirely, we will provide a pro rata refund for any prepaid fees covering the period after discontinuation.

8. WARRANTY DISCLAIMER

THE SUBSCRIPTION SERVICES AND CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SUBSCRIPTION SERVICES, INCLUDING WITHOUT LIMITATION THE RESULTS OBTAINED THROUGH THE SUBSCRIPTION SERVICES. SPECIFICALLY, WE DISCLAIM ANY AND ALL WARRANTIES, INCLUDING WITHOUT LIMITATION: (1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION; AND (2) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

9. LIMITATION OF LIABILITY

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, RESULTING FROM: (1) THE USE OR THE INABILITY TO USE THE SUBSCRIPTION SERVICES; (2) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; OR (3) ANY OTHER MATTER RELATING TO THE SUBSCRIPTION SERVICES.

10. GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of Virginia, without regard to its conflict of law provisions.

11. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between you and the Company regarding your subscription and supersedes all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning its subject matter.

INFORMATION SECURITY POLICY FOR SUBSCRIBER DATA

Last Updated: May 3, 2025

1. PURPOSE AND SCOPE

This policy establishes the principles, practices, and procedures for protecting the confidentiality, integrity, and availability of subscriber data collected and maintained by the Cleared for Discussion Podcast, an asset of Pepper Holdings LLC ("Company"). This policy applies to all systems, employees, contractors, and processes that interact with subscriber data.

2. DATA CLASSIFICATION

We classify subscriber data into the following categories:

a) Personal Identification Information: Names, email addresses, phone numbers, and other contact information

b) Account Information: Usernames, password hashes, subscription types, and account status

c) Payment Information: Credit card tokens, billing addresses, and transaction records

d) Usage Data: Content access logs, download history, and interaction metrics

e) Communications: Support requests, feedback, and correspondence

3. DATA PROTECTION MEASURES

3.1 Technical Controls

We implement the following technical controls to protect subscriber data:

a) Encryption: All subscriber data is encrypted both in transit (using TLS) and at rest (using AES-256 encryption)

b) Access Controls: Access to subscriber data is restricted to authorized personnel based on the principle of least privilege

c) Authentication: We require strong authentication for all systems that process subscriber data, including multi-factor authentication for administrative access

d) Monitoring: Systems are continuously monitored for unauthorized access attempts or anomalous activities

e) Backups: Regular backups are performed and securely stored with encryption

f) Patch Management: All systems are kept updated with the latest security patches

3.2 Administrative Controls

We implement the following administrative controls:

a) Personnel Security: NDA and US Citizenship required for employees with access to subscriber data

b) Training: Regular security awareness training for all staff

c) Access Reviews: Periodic review of access rights to ensure appropriate access levels

d) Vendor Management: Security assessment of third-party vendors who process subscriber data

e) Incident Response: Documented procedures for responding to security incidents

4. DATA RETENTION AND DISPOSAL

4.1 Retention Periods

We retain subscriber data as follows:

a) Active Subscription Data: Retained for the duration of the subscription and for 180 days after subscription termination

b) Transaction Records: Retained for 7 years as required for financial and tax purposes

c) Usage Data: Retained for 2 years for service improvement and analytics

4.2 Secure Disposal

When data is no longer required to be retained:

a) Electronic data is securely wiped using industry-standard methods

b) Physical media containing subscriber data is physically destroyed

c) Disposal processes are documented and include verification steps

5. BREACH NOTIFICATION PROCEDURES

In the event of a confirmed or suspected breach of subscriber data:

a) We will investigate promptly to determine the nature and extent of the breach

b) We will notify affected subscribers without undue delay, typically within 72 hours of discovery

c) Notification will include the nature of the breach, types of data affected, recommended actions, and contact information for questions

d) We will comply with all applicable legal and regulatory breach notification requirements

6. SUBSCRIBER RIGHTS

We acknowledge and respect subscribers' rights regarding their data, including:

a) Right to Access: Subscribers may request a copy of their personal data

b) Right to Correction: Subscribers may request correction of inaccurate data

c) Right to Deletion: Subscribers may request deletion of their data, subject to legal retention requirements

d) Right to Data Portability: Subscribers may request their data in a structured, commonly used format

To exercise these rights, subscribers should contact [privacy@clearedfordiscussion.com].

7. THIRD-PARTY PROCESSING

When we engage third parties to process subscriber data:

a) We select vendors with appropriate security measures

b) We require written agreements with security and confidentiality provisions

c) We limit data sharing to only what is necessary for the service

d) We maintain a list of all third parties processing subscriber data

Current third-party processors include:

a) Payment processors b) Cloud hosting providers c) Email service providers d) Analytics providers

8. COMPLIANCE AND AUDIT

We maintain compliance with applicable data protection laws and regulations, including:

a) Regular internal security assessments

b) Periodic third-party security audits

c) Compliance review of policies and procedures

d) Documentation of compliance activities

9. UPDATES TO THIS POLICY

This Information Security Policy will be reviewed annually and updated as necessary to reflect changes in our practices, technology, or legal requirements. Subscribers will be notified of significant changes.

10. CONTACT INFORMATION

Questions regarding this Information Security Policy should be directed to [security@clearedfordiscussion.com].

INTEGRATION STATEMENT

The above policies and agreements collectively form the legal framework for the "Cleared for Discussion" podcast and associated services. These documents work together to establish clear expectations, protect intellectual property, ensure appropriate handling of information, and maintain compliance with relevant laws and regulations.

All users, subscribers, contributors, and sponsors are bound by the applicable portions of these agreements based on their relationship with our services. By accessing, using, or contributing to our content, you acknowledge that you have read, understood, and agree to be bound by the terms contained in these documents.

We are committed to maintaining the highest standards of professionalism, security, and integrity in all aspects of our operations. These policies reflect our dedication to providing valuable content while respecting legal and ethical obligations related to national security information.

For any questions about these policies or to request clarification, please contact [legal@clearedfordiscussion.com].